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Browsing Dissertations by Author "Glory, G. Iddo"
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- Factors influencing the growth of commercial small and medium enterprises in Tanzania: A case of Akiba Commercial Bank’s SME clients in Dodoma Municipality(St John's University of Tanzania, 2015-09-28) Glory, G. IddoThe purpose of the study was to identify the factors contributing to the growth of Commercial Small and Medium Enterprises in Tanzania. A study was conducted in Dodoma Municipality using Akiba Commercial Bank (ACB) as a case study. The research applied a descriptive cross sectional design. From the sampling frame provided by ACB, a representative sample of 91 respondents was obtained randomly to represent the entire population. Data generated was both qualitative and quantitative. Primary data was collected using questionnaires while secondary was obtained from review of literature, reports and documents. Data analysis was done using Statistical Package for Social Science (SPSS) version 20. The findings of the study revealed that respondents gave priority on loan where, 59.4 percent of all respondents on their opinion ranked loan as important financial service for the growth of SMEs’ followed by savings 52.7 percent and training 44 percent. However it was further revealed that SMEs’ gave less priority on non-financial services. It can be concluded that financial and non-financial services are essential for the growth of SMEs’. Based on the findings it can be recommended that financial institutions have to work closely with SMEs’ in order to build their capacity in the essence of managing SMEs and emphasize the importance of non-financial services.